Starting Your Investment Journey as a Ghanaian Student
Starting your wealth-building journey while in tertiary school is one of the smartest financial moves you can make. With the power of compounding interest on your side, time is your most valuable asset. The discipline and small amounts you commit…
How to Buy Ghana Government Securities from Abroad
You can buy Ghana government securities from abroad by opening an account with a licensed Ghanaian bank, broker, or depository participant, funding it through a bank or SWIFT transfer, and instructing the institution to buy Treasury bills, notes, or bonds…
Diaspora Investment Guide: How to Safely Transfer Money and Invest in Ghana Securities
Ghanaians abroad can invest in Ghana through regulated channels such as diaspora bank accounts, government securities, Ghana Stock Exchange shares, and SEC-licensed mutual funds. The safest approach is to transfer money through formal remittance or banking channels, invest only through…
How to Invest in Ghanaian Startups: Angel Investor Networks and Venture Capital Funds
You can invest in Ghanaian startups either directly as an angel investor or indirectly through a venture capital fund. Angel investing usually means writing a cheque into an early-stage company in exchange for equity, while venture capital funds pool money…
SusuTrust and Co-operative Credit Union Investments vs. Traditional Bank Savings
For many Ghanaians, SusuTrust and co-operative credit unions offer a community-based way to save, access credit, and sometimes earn dividends, while traditional bank savings accounts provide convenience, formal banking infrastructure, and easier access to a wider range of financial products….
Best Student Savings and Investment Accounts in Ghana: Stanbic BluWave vs. Absa Ignite
For Ghanaian students, Stanbic’s GenBlu Students Account is generally better for low-cost everyday banking and disciplined saving, while Absa’s Ignition Account is stronger if you value a debit card, lifestyle benefits, and career-readiness support. However, neither is a true investment…
How to Start Investing in Ghana with GH₵ 50: MoMo Micro-Investment Options
You can start investing in Ghana with as little as GH₵ 50 using mobile money. The easiest entry point is a regulated money-market mutual fund such as IC Wealth on MTN MoMo, which allows investments from GH₵ 1, lets you…
GRA Personal Income Tax Incentives: Tax-Exempt Investments in Ghana Explained
Ghana’s tax law provides several personal income tax exemptions that can reduce the tax you pay on savings and investments. Common examples include interest from resident financial institutions, interest on Government of Ghana bonds, approved mutual funds and unit trusts,…
How to Use Petra Trust or Axis Pensions Tier 3 Contributions for First-Time Home Collateral
In Ghana, eligible members of Petra Trust or Axis Pension Trust Tier 3 schemes may be able to use their accumulated Tier 3 pension balance as collateral or security for a mortgage or pension-backed home loan. This does not usually…
Understanding SSNIT Pension vs. Tier 3 Voluntary Pension Schemes in Ghana
Ghana’s retirement system has three tiers: SSNIT manages Tier 1, the mandatory basic national pension, while Tier 3 is a voluntary, privately managed savings scheme that lets workers and self-employed people save extra for retirement. They are not competitors—SSNIT provides…
